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Our Services

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Reserve Fund Annuity

United American Insurance Company has developed a Reserve Fund Annuity (policy form USFMS), a flexible premium deferred annuity, to assist Medicare Supplement policyholders with accumulating funds needed to meet their Medicare deductibles, coinsurance, or Part B excess charges (i.e., “out-of-pocket cost sharing”). The Reserve Fund Annuity is available with ProCare Medicare Supplement Plans A, B, D, G, HDF, HDG, K, L, and N (where state approved).

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ProCare®
Medicare Supplement
Insurance Policies

Help to reduce out-of-pocket costs that Medicare does not pay. United American is a name trusted by doctors and hospitals nationwide. Medicare was signed into law in 1966, and that year United American Insurance Company developed its first Medicare Supplement program. UA has been providing Medicare Supplement insurance ever since, and we have developed an industry-wide reputation for quality Senior insurance products. Today, UA is one of the largest nationwide underwriters of individual insurance to supplement Medicare✶, and we are proud of our legacy of quality products and superior service. ✶NAIC Medicare Experience Report by Direct Premium Earned for Total Individual Policies, August 2022.

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HealthGuard
Critical Illness Supplement

A critical illness protection policy that pays a lump sum benefit directly to you upon first diagnosis of a critical illness including:
• Major Organ Transplant
• Heart Attack
• Total Loss of Eyesight

• Stroke
• Total Loss of Hearing
• End Stage Renal Failure

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Accidental Death Coverage
for You and Your Family

For Local Service, Our Company Stands Above the Rest

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Since 1947 we’ve grown into one of the nation’s leading insurers with thousands of local representatives across the nation. We believe in personal, one-to-one, local service for insurance. And that’s the way it ought to be.

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Cash Cancer Plan

UA’s First Diagnosis Cash Benefit Cancer Policy can help.


Here’s how it works: the first time a covered person is diagnosed with a covered cancer, the policy pays up to $50,000 cash, one time, to use as you see fit.

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Final Expense
Insurance Policy

UA’s Final Expense Insurance Policy is easy.


For less than $1 a day, you may be able to get final expense insurance coverage with benefit amounts ranging from $1,000 - $25,000. As long as the policy remains in force, the policy benefit will be paid to your beneficiary upon your death.

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Juvenile Whole Life Insurance Policy

UA’s Juvenile Whole Life Insurance Policy Offers Low Childhood Rates to Fit Your Budget.


For just pennies a day, you may be able to help
protect your grandchild’s financial future with
whole life insurance benefit amounts ranging from
$1,000 – $25,000.

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