Juvenile Whole Life Insurance Policy

United American’s Juvenile Whole Life insurance policy may be able to help your family prepare for the unexpected and help provide financial protection that can last a lifetime.

UA’s Juvenile Whole Life Insurance Policy Offers Low Childhood Rates to Fit Your Budget

For just pennies a day, you may be able to help protect your grandchild’s financial future with whole life insurance benefit amounts ranging from $1,000 – $25,000.

The best time to purchase insurance is when they’re young. Why? Because the premiums are as low as they’re ever going to be. You can lock in a low premium rate now that will never increase. If you’re like most grandparents, you often give
your grandchildren gifts ... but, how many of those gifts can last a lifetime?

UA’s Juvenile Whole Life Insurance Policy Offers Many Financial Advantages:

• Juvenile Whole Life insurance provides permanent lifetime coverage
• Cash value and loan value accumulate as the child grows
• Paid up insurance and extended term insurance that may provide options for the future
• Coverage can stay with child through
adulthood, regardless of changes in health or occupation

Protecting Your Grandchild’s Future is Easy!

• Available for ages 0–18
• Simply answer a few application health
questions about your grandchild — no need to provide health records, and no medical exam required for child
• Up to five children can be included on one application, but you will receive an individual policy for each covered child1
• You own the policy — no burden on child’s parents to pay premiums
• Signature of parents or the insured child is not required on the application (if below the age of majority)

The Unexpected Can Happen

Understandably, this can make families anxious about purchasing life insurance for children. However, the coverage provides so much more than just a death benefit. Most families would agree being prepared now can avoid a great deal of hardship and heartache in the future if dealing with unexpected financial burdens.

It’s a legacy: The cash value that accumulates in this policy could be presented as a gift to your child or grandchild in the future.

Policy Features

• Benefit amounts ranging from
$1,000 – $25,000
• Paid up insurance values
• Extended term insurance
• Cost never goes up
• Coverage never goes down

Stability and
Financial Strength

United American Insurance Company has been in the life and supplemental health insurance business since 1947.

For more than 40 consecutive years, United American has earned the A (Excellent) financial strength rating from A.M. Best Company (as of 7/21), and an AA- (Very Strong) financial strength rating from Standard & Poor’s (as of 10/20).